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Grant Scam - I fell for it - please read
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carrief



Joined: 07 May 2008
Posts: 14
Location: Boston

PostPosted: Tue May 20, 2008 9:25 am    Subject: Grant Scam - I fell for it - please read Reply with quote

Hi, this is not a work at home scam, but as legitimate work at homers looking for funding, you MAY run across this so I am swallowing my pride (because I AM embarrassed I fell for this bull) and trying to get the word out just so if you didn't know, now you will!

My roommate kept telling me about this awesome book he had. He finally gave it to me to look at. It was an outdated copy of Matt Lesko’s book about grants and money and resources for among other things, small business. So I figured, it’s probably not going to amount to anything but I should invest maybe 20 mins and take a look.

Since it was outdated, I went online to research some of the government sites to access info on these. The government sites are hard to navigate and read, and I came across a site which had all this info in one place. I skipped over several sites that seemed “scammy”, and came to one that was $1.50 to try it out. I thought, hey, $1.50, for 7 days, I’ll give it a go. I read their agreement twice. I went to the checkout page and never found ANYTHING that made me say “hey, I don’t want to sign up for this, it’s a binding agreement.” I am VERY alert to being scammed, and I should have known better but I didn’t find ANY red flags. So I gave it a go. The site kind of stunk and I left, but hey, it was $1.50.

Well, no it wasn’t. Today I found a $49.50 charge to my bank account (I used debit). I called the company, and of course they said I had signed an agreement to a 7 day trial and I HAD TO CANCEL WITHTIN 7 DAYS or I had agreed to be a member for $49.50 a month. I said I had never seen that anywhere and they pretty much said “how could you miss it, it was right on line 2 of the agreement.” Sigh. It wasn’t. Oddly, I can’t even GET to the web page I originally landed on to sign up, to even double check myself. The lady I first spoke with hung up on me (I did get mad, but still). I called back to confirm that my account was cancelled.

Then I found TONS of info on these scams online and was heartened to find one person reporting a similar scam and she argued until she got them to refund the money. I called back and did my best, which just wasn’t good enough. The guy called me a liar, pretty much flat out said he didn’t CARE about if I was a happy customer or not when I told him I was his customer and not happy, and wished me good luck getting my money back from my bank since I had given them my credit card information and “signed an agreement”. He was apparently the 2nd person under the people who owned the company because I asked for a manager and he said he was the manager, then I said well why don’t you get me one of the owner’s and he said he was an owner. I got to the end of what I could do and had to settle for asking him how he slept at night with such a black soul and reminding him that karma IS real and it IS a bitch, so enjoy the high times now.

So now I feel really stupid. Upset. Mad. Worried that I am down $49.50. Defeated. My ONLY consolation is that I am going to tell EVERYONE I can about this so NO ONE makes the same mistake! Stop giving these people your money! It is a waste. They are thieves. I filed a complaint with the BBB, more as an FYI. I’m SURE they had that disclaimer SOMEWHERE in a TINY font so I’ll never get that money back. I’m sure my bank won’t back me up (I hate my bank too but that’s another story). As that jerk off so snidely pointed out on my third call “I gave them my credit card info so good luck.” Thanks for stealing from me and then rubbing my nose in it too. REAL nice customer service.

Here is the website I went to (except I cannot find the page I saw originally where you “sign up”)
http://www.grantresearchguide.com/resource/login.php?access=false&redirect=index.php

This is another page which is the same company. (advertising the "free CD" which apparently never comes in the mail and then magically costs $49.50 /mo) www.grantresearchguide.com

I have found SO many complaints online about this company and others like them. DO NOT EVER USE THEM. If you have had trouble with THIS company here’s their address and file a complaint with the Las Vegas, NV BBB!


800-235-1364
Grant Resource Center
Grant Instructor LLC
3155 East Patrick Lane
Suite 1
Las Vegas NV 89120


I got the last guy I called to SAY that he doesn’t CARE what I think about the company, and that nothing I could say would hurt their business, since THEY’RE on the INTERNET. Well, I’m on the internet too, so PLEASE LEARN from my mistake. Don’t give these evil people another cent!
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lowrider67a



Joined: 30 May 2008
Posts: 4
Location: Pennsylvania

PostPosted: Wed Jun 04, 2008 12:14 pm    Subject: Reply with quote

Wow I am really sorry to hear this happened to you. I have found one way thought to protect yourself online from this happening is to use a virtual credit card. This way if the company does not turn out to be legit your out a smaller amount of money then a larger chunk of change.
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gcash



Joined: 05 Jun 2008
Posts: 2

PostPosted: Thu Jun 05, 2008 3:37 am    Subject: Reply with quote

Sorry to hear about this. Don't get discouraged and don't feel embarrassed - I'll bet a dollar to a dime that the overwhelming majority of us have fell for one scam or another.

The "real" work at home opportunities are out there, they just do not deliver overnight riches so many of us long for. Just like any business they require focus, patience, and tenacity.
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luv2blog



Joined: 11 Jun 2008
Posts: 4
Location: Georgia

PostPosted: Wed Jun 11, 2008 2:42 pm    Subject: Reply with quote

lowrider67a wrote:
Wow I am really sorry to hear this happened to you. I have found one way thought to protect yourself online from this happening is to use a virtual credit card. This way if the company does not turn out to be legit your out a smaller amount of money then a larger chunk of change.


What a bummer.

Also, consider a non-reloadable visa/mastercard gift card. I've started using these for almost everything online including paying bills.
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cherie27



Joined: 27 Nov 2007
Posts: 179

PostPosted: Fri Jun 13, 2008 5:43 am    Subject: Reply with quote

Just be careful of scam companies.
There are a lot of scam companies on the internet.
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perlette



Joined: 21 Jun 2008
Posts: 1

PostPosted: Sat Jun 21, 2008 10:26 pm    Subject: Reply with quote

It also occurred to me. I signed up to a program for 3 months trial. I'm aware to cancel the subscription before 3 months ends & tried to find a link in the website. I couldn't find any link to unsubscribe!!! I emailed the sales TWICE & didn't get any reply. That was 2 or 3 weeks before the 3 months ends. Luckily, when the time I had to pay, the money in my debit card was low. (I only put money if I think I need it). I'm using paypal so I'm always informed when paypal will try to make payment for this subscription again. I will make sure I don't have sufficient amount in my debit card when the time comes! Btw the program name is QuickPayPro.

P/S QuickPayPro person, if you see this you better settle this matter with me!!
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writer-ros



Joined: 09 Jun 2008
Posts: 34
Location: Stratford-upon-Avon, UK

PostPosted: Mon Jun 23, 2008 10:00 am    Subject: Reply with quote

Wow - what a horrible experience. Thanks for telling us about this.

Let's just hope these sleezy people do get their come uppance sooner rather than later!

Ros
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momofthree29



Joined: 23 Jul 2008
Posts: 7

PostPosted: Wed Jul 23, 2008 10:52 am    Subject: Reply with quote

Glad you warned me I was looking into the same thing.
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WAHM_FHL



Joined: 29 Sep 2008
Posts: 3

PostPosted: Fri Oct 03, 2008 8:01 pm    Subject: Reply with quote

as far as the virtual debit/non reloadable cards - are you talking about that visa/mastercards that you can buy as gift certs?

Sorry this happened to you - mean people suck!
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rayskd2000



Joined: 05 Aug 2008
Posts: 253
Location: World

PostPosted: Tue Nov 04, 2008 2:11 pm    Subject: Reply with quote

Thanks for the post. Surprised
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Paid To Shop



Joined: 06 Sep 2008
Posts: 92

PostPosted: Sat Nov 08, 2008 4:23 pm    Subject: Reply with quote

Debit cards are the worse thing you can use. The chargeback/retreival rules are generally horrible (they are not designed for chargebacks).
Actual credit cards are always more relaxed on their chargeback policys.
A pre-paid card is better than a debit card but still not good. You have signed a probably legal contract, just not having money on your account does not prevent the company from taking legal action.
Your best defense is using a credit card from a well known bank . They have more power to defeat the "bad guy" if they need to.
Good luck and good fortune to you
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rayskd2000



Joined: 05 Aug 2008
Posts: 253
Location: World

PostPosted: Wed Nov 12, 2008 6:07 am    Subject: Reply with quote

Yes. Be careful while using Debit and Credit cards online.
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Jeff Casmer



Joined: 21 Apr 2007
Posts: 42
Location: Chicago

PostPosted: Wed Nov 12, 2008 11:29 pm    Subject: Reply with quote

Hi,

I dont necessarily think you need to be careful just when your using credit or debit cards just make sure its a secure site.......

Take care
Jeff Casmer
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TerriSeymour



Joined: 13 Nov 2008
Posts: 9
Location: Antigo, WI

PostPosted: Thu Nov 13, 2008 3:10 pm    Subject: Reply with quote

Thanks for sharing Carrie. Your story is sure to help others.

Unfortunately, this kind of thing is fairly common. I got caught in one myself a couple years back. Purchased a product for just a couple of dollars but didn't know about the $50.00 membership fee. Of course, there was a time limit on cancelling and since I ddin't know about it, I didn't try to cancel until it was too late and we had already lost the $50.00.

We tried to contact the copmpany to no avail so all we could do was chalk it up to experience and use it as a learning experience. Be careful!
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cwijas



Joined: 03 Jan 2008
Posts: 10

PostPosted: Sat Jan 10, 2009 9:57 pm    Subject: Reply with quote

Thanks for your story...many can learn from this!

Carola
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